What do 879,000 UCC filings tell us about secured credit in 2026? More than most lenders realize. From the last year of lien activity, a clear picture is emerging: secured credit is concentrating among older, established businesses; younger companies are struggling to access collateral-backed credit; construction, transportation, and healthcare are driving most of the demand; and overall credit appetite is tightening even as formations remain steady. On December 16, we’re teaming up with American Banker for a data-backed look at what’s ahead — alongside three leaders who see these signals every day: • Yan Zeng, Head of Data at Middesk • Samuel Twersky, Chief Risk Officer at Altbanq • Bill Handel, Chief Economist & GM at Raddon They’ll break down what these trends mean for underwriting, onboarding, and risk strategy in 2026. Save your seat → https://lnkd.in/gBcDtPNf
