U.S. & Canadian retirement market poised for change

Housing wealth is a huge part of the American retirement picture. However, many people don't unlock the cash flow benefits of tapping into home equity in retirement. https://lnkd.in/gV_8cB9R

Myth: bad markets can wreck your retirement income. Sequence of returns risk is when markets decline after you start drawing income from your investments, endangering their longevity. Here’s how to avoid it: https://ow.ly/ywMZ50X9qCM

The retirement income industry is “chugging along,” in the words of an industry analyst, and is past the “first movers” stage. Members of an expert panel shared their insights on the current state of the industry and how it can function optimally. Read more: https://lnkd.in/ejc36uyk ✍️John Iekel #RetirementIncome #RetirementPlanning

Is ‘financial independence’ a better option than retirement? Retirement used to mean the end of working life, but that’s definitely no longer the case. People are living longer, staying healthier and keen to make the most of the time they have left. That’s where financial independence comes in. https://lnkd.in/eAZi9p_A

The financial benefits of delaying retirement can be significant. A person who continues to earn some income, even on a part-time basis, is likely to withdraw less from their savings, preserving more for later in life or heirs. Here are four examples of how people manage it. https://lnkd.in/gjpqcfd7

The financial benefits of delaying retirement can be significant. A person who continues to earn some income, even on a part-time basis, is likely to withdraw less from their savings, preserving more for later in life or heirs. Here are four examples of how people manage it. https://lnkd.in/eXGMu8QU

What happens if you're withdrawing retirement income and the market takes a hit? This is called the sequence of returns risk, and can be a big concern for those who've just retired. Let's talk about how to defend against it. #money

The financial benefits of delaying retirement can be significant. A person who continues to earn some income, even on a part-time basis, is likely to withdraw less from their savings, preserving more for later in life or heirs. Here are four examples of how people manage it. https://lnkd.in/ghHvuGAw

Americans are losing confidence when it comes to their retirement. The Allianz Life Annual Retirement Study credits this to growing concerns about inflation, market volatility, and longevity risk. Read how financial professionals can ease uncertainty and provide guidance: https://bit.ly/4oe8TER

The financial benefits of delaying retirement can be significant. A person who continues to earn some income, even on a part-time basis, is likely to withdraw less from their savings, preserving more for later in life or heirs. Here are four examples of how people manage it. https://lnkd.in/e2-tiBje