Revolut EU Unit Sees Steepest Buffer Hike as ECB Flags Elevated Risks
Hey Digital Banking Fanatic!
Revolut has received the highest Pillar 2 increase among all banks directly supervised by the European Central Bank.
The move reflects the ECB’s assessment of elevated bank-specific risks, prompting the regulator to require a stronger capital position going into next year.
Revolut Holdings Europe UAB will see its Pillar 2 requirement rise to 4.5 per cent of risk-weighted assets in 2026, up from 3.7 per cent.
The ECB has also published its consolidated overview of Pillar 2 requirements across supervised banks, giving a broader context to the supervisory adjustments across the system.
As Revolut continues expanding its EU banking footprint, insights are welcomed on how Revolut views the supervisory decision and its implications for next year.
Stay tuned. I’ll be back in your inbox tomorrow with more movements shaping Digital Banking!
Cheers,
INSIGHTS
📊 Nearly 1 out of every 3 new bank accounts is a Revolut account 🤯
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