Raddon

The financial services industry often views deposit products as a simple function of rate and access—but that paradigm is shifting. Our latest Raddon Report article explores new checking designs that integrate features like Buy-Now-Pay-Later (BNPL) and credit card rewards, creating high-loyalty products that resonate with today’s market. These innovations aren’t just cosmetic—they address evolving consumer expectations and open new strategic opportunities for financial institutions. 👉 Read the full article here: https://lnkd.in/gWE8Y9vU How do you see BNPL and rewards-based checking impacting customer loyalty in the next 3 years?

What’s going to drive the credit union economy in 2026: the lift provided by rising output and equity valuations, or the downward pressure of a weak housing market? In a new interview, Bill Handel, Chief Economist of Raddon, says there’s reason for credit unions to prepare for opportunity amid the conflicting signals. Check out Handel’s full interview with CUtoday: https://fisv.co/3Wl0JOZ

Credit union leaders - there's still time to register for one of the remaining Raddon Roundtable events of 2025: 📍 November 5 – Philadelphia, PA 📍 November 6 – Washington D.C. 📍 November 19 – Atlanta, GA 📍 November 20 – Orlando, FL These sessions are more than just meetings—they’re deep, candid conversations driven by Raddon’s research and analytics. Attendees consistently tell us the most valuable part is the facilitated dialogue that sparks new perspectives and deeper thinking around the issues that matter most. If you’re looking for a space to connect, collaborate, and challenge your thinking, this is it. 🔗 https://lnkd.in/dPyfSeeF Let’s finish the year strong — be part of the conversation!

This recent article from American Banker explores the evolving credit landscape for Gen Z—and Raddon is proud to contribute key insights to this important conversation. 💡 Gen Z’s financial behavior is reshaping traditional banking models. As Bill Handel, General Manager and Chief Economist at Raddon, explains: “There’s a lot of anxiety about whether they’re making the right decisions simply because of what they’ve grown up in… They’re looking for somebody that they can trust in terms of the financial decisions they make.” Raddon’s recent research highlights that 31% of teens are already using payment apps like Cash App or Venmo as bank alternatives—a clear signal that financial institutions must adapt to stay relevant. “We don’t believe this is revolutionary… This is more of an evolution,” Handel adds. “The real challenge is for the community banks and the credit unions. They’re going to have to really work hard to present themselves effectively to this generation.” At Raddon, we’re committed to helping financial institutions understand and respond to these generational shifts with data-driven strategies and actionable insights. 🔗 Read the full article in American Banker: https://lnkd.in/daBH8Bqf #GenZ #BankingInnovation #CreditTrends #RaddonResearch #FinancialServices #Fiserv #ConsumerBehavior #DigitalBanking #CreditUnionStrategy

Gen Z is redefining financial relationships - are you ready to meet them where they are? In our latest Raddon Report article, we review key findings from our recent survey of 1,200 high school teens and 1,200 parents, uncovering what Gen Z truly values in their financial journey. These insights are essential for anyone looking to engage the next generation of consumers. Unlike previous generations, Gen Z’s financial journey begins early — and institutions must be ready to support them from the start. Read the full article here: https://lnkd.in/giS8mRRf

Are you in Vegas this week for the Fiserv Forum Client Conference? The Raddon team is! Connect with us at the Raddon and Predictive Analytics booths in the Experience Center, and be sure to add our strategic breakout sessions to your schedule. Bill Handel Becky Summers Marcus Rothaar Floyd Salamino Marc Pedersen Michael Bell Kirsten Joy Burch #Raddon #FiservMovesMore #PowerMoves

Our latest Raddon Report shows that while many Millennials plan to purchase a home in the years ahead, many of today’s existing homeowners are still holding onto their low rates and tapping equity instead. That means HELOCs and home equity loans present big opportunities for financial institutions. Read more here: https://lnkd.in/gyZYVRxZ

With uncertainty lurking in every headline and data release, it’s more critical than ever that credit unions double down on core competencies to deepen relationships with customers. Writing for CUtoday, Raddon General Manager and Chief Economist Bill Handel reveals the areas of focus that can help credit unions meet evolving customer needs and navigate the current environment. Featuring original survey data and insights, the article discusses ways to engage younger customers and meet the needs of existing accounts. 🔗 https://fisv.co/45M9fLc

In part II of our latest Raddon Report article on overdraft strategies, we dive deeper into how financial institutions can evolve their strategies to better align with consumer needs and regulatory trends. Whether you're refining your current approach or building a new one, this article offers valuable insights to help guide you in that process. https://lnkd.in/gXu73T5K

In this article for CUtoday, Bill Handel lays out a compelling roadmap to thrive in today's volatile environment. Focusing on adapting to consumer behavior, meeting rising digital expectations, and driving growth through efficiency are some of the topics explored here in more detail. Timely insights for anyone reevaluating their strategy for the remainder of 2025 and preparing for a strong start to 2026. https://lnkd.in/gJJhP897